Gray Divorce Financial Specialist
Pensions, retirement accounts, real estate — state laws vary, but the financial risks don't. This guide shows you exactly what you're entitled to.
Leanne Ozaine, CDFA® & CFP® | Specializing in gray divorce for 50+
Turn Panic Into Power — $97After 25+ years of marriage, your finances are deeply intertwined. Retirement accounts, pensions, Social Security, real estate — and your spouse may understand these assets far better than you do. Without clarity, you risk accepting a settlement that leaves you financially vulnerable for the rest of your life.
Every day you wait, you risk missing hidden assets, undervaluing pensions, or signing away rights you didn't know you had. Attorneys bill $300-500/hour and don't always catch the financial details. By the time you realize the mistake, it's legally binding.
The Fearless Divorce Guide gives you the financial education you need to protect yourself — before you sign anything. Know what you're entitled to. Know what questions to ask. Know when something doesn't add up.
Expert guidance for high-asset divorce in priority markets
Tech wealth, entertainment industry, luxury real estate from Silicon Valley to LA to San Diego
2023 alimony reform, retirement destination, no state income tax, luxury coastal living
Oil/gas wealth, tech growth, major corporate headquarters, no state income tax
Wall Street wealth, professional licenses divisible, Manhattan luxury real estate
Microsoft/Amazon tech wealth, no state income tax, Seattle & Eastside growth
Boston biotech/finance, Harvard/MIT wealth, 2012 alimony reform, Cape Cod luxury
Phoenix/Scottsdale retirement wealth, resort living, rapid real estate appreciation
Denver/Boulder tech wealth, Vail/Aspen resort properties, spousal maintenance guidelines
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Assets and debts acquired during marriage are generally divided 50/50
All other states including Washington DC use equitable distribution, meaning assets are divided fairly but not necessarily equally. Each state has unique factors courts consider when determining what's "equitable."
Understanding what "equitable" means for your situation is critical to protecting your financial future.
The 5-step system that shows you what you'll actually live on, so you stop guessing and start knowing.
Calculate your real post-divorce income — including spousal support, assets, and earning potential — so you negotiate from facts, not fear.
Document gathering checklists tell you exactly what to bring to your attorney — so you walk in prepared, not panicked.
Map out your real expenses as a single person — before you fight for something you can't actually maintain.
The asset identification system helps you find accounts and property you might not even know exist.
22-page guide + video tutorials + checklists + templates
$97
Instant access. 100% money-back guarantee.
Get the Clarity You Need — $97We serve clients in all 51 states (50 states + DC) via secure video consultations. Get state-specific guidance wherever you are.
Turn Panic Into Power — $97 Schedule a Consultation