High-Net-Worth Divorce Specialist
Luxury real estate, retirement accounts, business equity — Connecticut's equitable distribution requires expertise. This guide shows you exactly what you're entitled to.
Leanne Ozaine, CDFA® & CFP® | Specializing in high-asset divorces
Turn Panic Into Power — $97You've built a life of country estates, investment portfolios, and business interests. Now you're facing divorce — and everything you've accumulated is about to be divided.
The problem? Connecticut's equitable distribution doesn't mean equal. Without proper financial analysis, you could walk away with far less than you're legally entitled to — while your spouse keeps assets you didn't even know existed.
Litchfield County estates come with hidden complexity: capital gains from decades of appreciation, business valuations that can be manipulated, retirement accounts with survivor benefit elections that lock in forever. One wrong decision could cost you hundreds of thousands.
You need to understand exactly what's marital property vs. separate property. You need to know the true value of every asset — not what your spouse claims it's worth. You need a financial roadmap before you sign anything.
This guide gives you that clarity. See exactly what you're entitled to under Connecticut law — before your spouse's attorney tells you what you'll accept.
Q: How are Litchfield County weekend estates divided in divorce?
Many Litchfield properties are second homes purchased decades ago: NYC executives with weekend retreats ($600K-$2M+), Fairfield County residents with country escapes. Under Connecticut equitable distribution, vacation properties purchased during marriage are divided fairly. At 60+, emotional attachment after 20-30 years of weekend memories makes division devastating. One spouse typically buys out the other or property is sold—neither can usually afford solo ownership of $1M+ weekend estate on retirement income.
Q: Can I afford Litchfield County as primary residence after divorce at 60+?
Litchfield County is rural luxury: homes $400K-$1M+, but property taxes ($8K-$15K+), utilities ($5K-$7K heating oil/propane), maintenance ($10K-$15K older estates), insurance ($3K-$5K) = $50K-$70K+/year minimum. At 60+ on retirement income alone, solo Litchfield living is challenging. Many sell weekend estates and relocate to more affordable primary residences elsewhere in CT or out of state entirely.
Q: What if our Litchfield property appreciated massively since purchase?
Properties purchased in 1990s-2000s for $300K-$500K now worth $800K-$1.5M+ create significant equity. Capital gains taxes on sale are substantial: selling $1M property purchased for $400K = $600K gain × 15-20% federal + CT state tax = $100K-$150K+ tax liability. At 60+, this tax hit matters enormously. Consider: does one spouse keep property and refinance to buy out the other, or do both share sale proceeds and tax burden equally?
Q: Should I relocate from Litchfield County after divorce for retirement?
Many 60+ Litchfield divorcees relocate for affordability. Litchfield offers rural charm and natural beauty, but at premium cost. Connecticut has high taxes (property + income), expensive healthcare, harsh winters requiring costly heating. Relocating to North Carolina (no tax on Social Security, 50% lower costs), Florida (no income tax), or Maine (lower property taxes) preserves financial security. Can you afford Litchfield's $60K-$80K annual costs on retirement income, or does relocating make more sense financially?
If you're over 50 and facing divorce in Litchfield County, custody battles aren't your concern—your children are grown. Instead, you're dividing Litchfield Hills weekend estates, vacation properties with decades of memories, and retirement accounts under Connecticut's equitable distribution with permanent alimony for long marriages.
Litchfield County offers rural luxury and weekend retreats for wealthy NYC/Fairfield County residents.
Many Litchfield County homes are second properties:
Divorce question: Who keeps the weekend house, or must it be sold?
Litchfield County property values:
Can you afford Litchfield County solo? Weekend estates with high property taxes often must be sold post-divorce unless substantial wealth exists.
Permanent alimony: Long marriages may qualify for permanent alimony.
The 5-step system that shows you what you'll actually live on, so you stop guessing and start knowing.
Calculate your real post-divorce income — including Social Security, pensions, and investment distributions — so you negotiate from facts, not fear.
Document gathering checklists tell you exactly what to bring to your attorney — so you walk in prepared, not panicked.
Map out your real expenses as a single person in Litchfield County — including property taxes, heating, and maintenance — before you fight for something you can't actually afford.
The asset identification system helps you find accounts and property you might not even know exist — including brokerage accounts and deferred compensation.
22-page guide + video tutorials + checklists + templates
$97
Instant access. 100% money-back guarantee.
Get the Clarity You Need — $97Whether you've owned a weekend estate for 30 years or you're facing the division of substantial retirement assets, you need financial clarity before you sign anything.
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