Gray Divorce Financial Specialist
Retirement accounts, real estate, business equity — Colorado's equitable distribution requires expertise. This guide shows you exactly what you're entitled to.
Leanne Ozaine, CDFA® & CFP® | Specializing in gray divorce for 50+
Turn Panic Into Power — $97If you're over 50 and facing divorce in Colorado, you're in one of America's fastest-growing and most affluent states. Your divorce likely isn't about custody battles—your children are grown and independent. Instead, your divorce centers on dividing Denver/Boulder tech stock options, Vail/Aspen resort properties, and substantial retirement accounts under Colorado's equitable distribution with spousal maintenance guidelines.
What makes Colorado unique: CO features booming Denver/Boulder tech industry (Google, Amazon, startups), world-class ski resorts (Vail, Aspen, Breckenridge) with multi-million dollar properties, 50.8% growth in senior population (65+), and 2013 maintenance reform with durational guidelines making gray divorce more predictable.
Colorado combines Denver/Boulder tech boom with luxury mountain resort real estate—unique gray divorce financial planning.
For gray divorce: Tech compensation and resort properties create complex division scenarios requiring expert planning.
Here's what nobody tells you: A "fair" settlement can still leave you struggling.
50/50 sounds equal. But if you take the house and your spouse takes the 401(k), only one of you has retirement income. A pension isn't cash. Tax treatment turns "half" into 40% or 60% depending on which half you take.
Your lawyer knows the law. They don't know what you'll live on for the next 30 years.
Most people sign their settlement while still in emotional shock. The brain is in survival mode — the prefrontal cortex that makes rational decisions is literally offline. By the time the fog lifts, the settlement is final.
You need someone whose only job is protecting your financial future — not billable hours, not legal posturing. Someone who can show you exactly what different settlement scenarios mean for your life 5, 10, 25 years from now.
When you can't trust anyone else in this process, you can trust me.
Colorado uses equitable distribution—property divided "fairly" based on multiple factors (NOT automatic 50/50):
Marital property (subject to division):
Separate property (not divided):
Colorado adopted maintenance guidelines in 2013:
Colorado tech boom creates complex compensation:
Stock options and RSUs earned during marriage are marital property requiring expert valuation.
Colorado ski resorts feature extreme luxury real estate:
Divorce dilemma: Who keeps the ski house with decades of family memories?
Colorado attracts active retirees nationwide:
This creates unique gray divorce scenarios: couples who relocated for retirement now divorcing.
Tech industry growth, Google/Amazon offices, startup ecosystem, rapid appreciation, $600K+ homes.
Learn more →Google Boulder campus, startup capital, university town, $800K-$2M+ homes, intellectual wealth.
Learn more →Breweries, outdoor recreation, affordable vs. Denver/Boulder, university town, growing tech.
Learn more →Military presence, aerospace industry, conservative values, affordable living, Pikes Peak region.
Learn more →Ski resort luxury, $2M-$20M+ properties, vacation homes, world-class skiing, ultra-wealthy.
Learn more →America's wealthiest resort town, $5M-$50M+ estates, celebrity enclave, extreme luxury.
Learn more →The 5-step system that shows you what you'll actually live on, so you stop guessing and start knowing.
Calculate your real post-divorce income — including spousal support, assets, and earning potential — so you negotiate from facts, not fear.
Document gathering checklists tell you exactly what to bring to your attorney — so you walk in prepared, not panicked.
Map out your real expenses as a single person — before you fight for something you can't actually maintain.
The asset identification system helps you find accounts and property you might not even know exist.
22-page guide + video tutorials + checklists + templates
$97
Instant access. 100% money-back guarantee.
Get the Clarity You Need — $97Colorado's combination of tech wealth, mountain resort properties, and senior growth requires expert planning for 50+ divorces.
Turn Panic Into Power — $97Schedule a Strategy Session