Military Divorce Specialist
Military retirement, federal benefits, real estate — Colorado's equitable distribution requires expertise. This guide shows you exactly what you're entitled to.
Leanne Ozaine, CDFA® | Specializing in military and gray divorce
Before You Agree to Anything — $97DFAS. SBP. TSP. The 10/10/10 Rule. You've heard these acronyms for years. You know they're important.
But do you actually understand what they mean for your divorce? Which portion of the military pension is divisible? What's the difference between disposable retired pay and gross retired pay? How does the Survivor Benefit Plan factor in? What happens to Tricare after the divorce is final?
Your spouse has lived with these systems for 20+ years. They understand the DD-214, the retirement points, and the disability offset rules.
You're seeing these benefit statements for the first time — while negotiating a settlement that could be worth $500K-$1M in lifetime benefits.
Military and federal benefits aren't magic. They're complicated — but complicated has solutions. You need someone who can decode the benefit statements, translate the USFSPA rules, and show you exactly what's divisible under Colorado law.
The difference between understanding military benefits and not? It can easily be $200,000-$400,000 in your final settlement.
In a divorce, dividing assets is only step one. This helps you understand how those assets will actually support your life.
Calculate your real post-divorce income — including spousal support, military pension share, and TSP assets — so you negotiate from facts, not fear.
Document gathering checklists tell you exactly what to bring to your attorney — so you walk in prepared, not panicked.
Map out your real expenses as a single person — before you fight for something you can't actually maintain on your share of the pension.
Military pensions, disability pay, SBP — know what you're entitled to before your spouse's attorney tells you otherwise.
22-page guide + video tutorials + checklists + templates
$97
Instant access. 100% money-back guarantee.
Slow This Down Before It's Final — $97Q: How are military pensions divided in Colorado Springs divorces?
Colorado Springs has major military presence (Peterson Space Force Base, Fort Carson, Air Force Academy). Military pensions earned during 10+ years of marriage are divisible under the Uniformed Services Former Spouses' Protection Act (USFSPA). The "10/10 Rule" means direct payment from DFAS requires 10 years marriage overlapping 10 years service. At 60+, a 20-year military pension ($30K-$60K annually) represents substantial retirement income requiring proper division.
Q: Can I afford Colorado Springs after divorce at 60+?
Colorado Springs is Colorado's most affordable major city: homes $300K-$400K vs. Denver $600K+ or Boulder $800K-$1M+. Annual costs: property taxes ($3K-$4K), insurance ($1.5K-$2K), utilities ($3K), maintenance ($4K) = $25K-$35K/year. At 60+ on retirement income ($45K-$65K), solo Colorado Springs living is very sustainable. Many Denver divorcees relocate to Colorado Springs for retirement affordability.
Q: What about VA disability and healthcare benefits in divorce?
VA disability compensation is separate property NOT divisible in divorce—but it reduces available income for spousal support calculations. For 60+ military retirees, VA disability ($2K-$3.5K/month) plus military pension provides substantial retirement security. Healthcare: VA benefits continue for the service member; former spouses lose Tricare at divorce but may qualify for continued coverage under certain conditions (20/20/20 rule).
Q: How does Colorado Springs compare to other military towns for 60+ retirement?
Colorado Springs excels for military retiree post-divorce living: no Social Security tax, affordable housing, excellent VA healthcare access, 300+ days of sunshine, mountain recreation. Compare to San Diego (expensive), San Antonio (hot summers), or Norfolk (humid). At 60+, Colorado Springs provides optimal quality of life on military retirement income alone ($40K-$60K total with pension + VA disability).
If you're over 50 and facing divorce in Colorado Springs, custody battles aren't your concern—your children are grown. Instead, you're dividing military pensions, aerospace industry retirement benefits, and Colorado Springs real estate under Colorado's equitable distribution.
Colorado Springs features major military presence (Air Force Academy, Fort Carson, Peterson Space Force Base) and aerospace industry.
Colorado Springs has major military installations:
Major aerospace and defense contractors:
Can you afford Colorado Springs solo? Colorado Springs is affordable: median $450K-$500K. Many military retirees with pensions can afford on one income.
Whether you have a military pension or aerospace career, you need the financial clarity to protect your future.
Before You Agree to Anything — $97 Slow This Down →