If you're over 50 and facing divorce in Montgomery County, custody battles aren't your concern—your children are grown. Instead, you're dividing Potomac estates worth $1M-$5M+, federal contractor stock options, DC lobbyist income, and federal pensions under Maryland's equitable distribution.
Montgomery County features extreme wealth concentration: highest millionaires per capita, median income $100K+, Bethesda/Potomac ultra-affluence.
For decades, your spouse managed the federal retirement accounts. The TSP contributions. The FERS pension calculations. The NIH benefits and contractor stock options.
Now you're expected to negotiate a settlement that will determine what you live on for the rest of your life. You're supposed to understand survivor benefit elections, coverture fractions, and the difference between FERS and CSRS — in 6 months. While you're still in shock.
The spouse who controlled the federal benefits has every advantage. They know the TSP balance, the pension multiplier, the SES bonuses. They can make a terrible offer sound reasonable to someone who's never seen an SF-50.
Women over 50 face a 45% drop in standard of living after divorce. The gap between men (21% drop) and women isn't random — it's what happens when one spouse knows the money and the other doesn't.
You don't need to become a federal benefits expert overnight. You need someone in your corner who already is one — someone whose only job is making sure you understand what you're signing and what you'll actually live on.
In a divorce, dividing assets is only step one. This helps you understand how those assets will actually support your life.
Calculate your real post-divorce income — including FERS pension, TSP, and spousal support — so you negotiate from facts, not fear.
Document gathering checklists tell you exactly what to bring to your attorney — so you walk in prepared, not panicked.
Map out your real expenses as a single person — before you fight for something you can't actually maintain on Montgomery County's brutal tax burden.
The asset identification system helps you find federal contractor bonuses, deferred compensation, and accounts you might not even know exist.
22-page guide + video tutorials + checklists + templates
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Slow This Down Before It's Final — $97Potomac is one of America's wealthiest communities:
Bethesda concentrates federal contractors and consultants:
Montgomery County concentrates senior federal employees:
Can you afford Montgomery County solo? With median $1M+ and $15K-$30K+/year property taxes, Montgomery County is impossible on one income for most. Selling and relocating is common.
Whether you work for a federal contractor or own Potomac property, we provide the guidance you need.
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