High-Net-Worth Divorce Specialist
Finance compensation, business equity, real estate — New York's equitable distribution requires expertise. This guide shows you exactly what you're entitled to.
Leanne Ozaine, CDFA® & CFP® | Specializing in high-asset divorces
Turn Panic Into Power — $97If you're over 50 and facing divorce on Long Island, custody battles aren't your concern—your children are grown, independent, or building their own careers. Instead, you're navigating the financial complexity of dividing professional practices, family businesses, North Shore estates, and retirement accounts accumulated over decades on Long Island.
This is especially challenging if you've never personally managed household finances. Perhaps your spouse handled the medical practice in Manhasset, the family construction business, real estate portfolios, or Wall Street commuter income while you focused on family and home. Now you're facing questions like:
The medical practice in Manhasset. The real estate holdings. The retirement accounts. The family business. You've heard the terms for years. You know there's value there.
But do you actually understand what it's worth? What portion is legally yours? How do you value professional goodwill? What happens to the property taxes on a $2M home when there's only one income?
Your spouse has lived with these finances for decades. They understand practice valuations, business revenue, and property tax implications.
You're seeing these documents for the first time — while negotiating a settlement that could be worth $500K-$2M or more.
Long Island wealth isn't magic. It's complicated — but complicated has solutions. You need someone who can decode the practice valuations, translate the business financials, and show you exactly what's yours under New York equitable distribution law.
The difference between understanding your assets and not? It can easily be $200,000-$400,000 in your final settlement.
Long Island has one of the nation's highest concentrations of physicians, dentists, and attorneys. Professional practices built during marriage are marital property:
Common Long Island practices:
New York's unique rule: Professional licenses ARE marital property. If you supported your spouse through Stony Brook, Hofstra, or another medical/law school, you're entitled to compensation for their enhanced earning capacity—beyond just dividing the practice value.
Long Island has a strong entrepreneurial culture. Family-owned businesses built during marriage are marital property:
Valuing a family business requires understanding revenue, profitability, goodwill, and what portion was built during the marriage.
Long Island real estate varies dramatically from North Shore estates to South Shore beaches:
North Shore (Gold Coast):
South Shore & Hamptons:
Property taxes: Nassau and Suffolk have very high property taxes ($15K-$50K+/year), affecting post-divorce affordability.
Many Long Island residents commute to Wall Street or Manhattan corporate jobs, creating executive compensation to divide:
On Long Island, we work with clients divorcing after 20, 30, or 40+ years of marriage. Here's what makes gray divorce financially complex:
If your spouse built a medical or dental practice over 25-30 years, it's likely worth $1M-$5M+ including:
Many Long Island family businesses were started during marriage and are now mature, profitable enterprises. Who will run the business post-divorce? Should it be sold or divided?
Homes purchased 20-30 years ago for $400K-$800K may now be worth $1.5M-$4M+. But property taxes of $20K-$40K/year make it difficult for one spouse to keep the home post-divorce.
Many of our Long Island clients—particularly spouses who focused on family—have never personally managed professional practice accounting, business operations, or commercial real estate.
You're not alone: Business and practice finances are learnable. We help you understand what you have and how to manage it.
While our primary focus is gray divorce (50+ with grown children), some clients have high school or college-age children. Long Island has high child support amounts due to high incomes. However, for most 50+ clients, children are independent.
As a Long Island resident, your divorce follows New York equitable distribution law:
Maintenance (alimony): Formula-based with duration guidelines. After 30-year marriage, expect 10.5-15 years, not permanent.
Learn more about New York divorce laws and professional licenses →
We provide virtual divorce financial planning services throughout Long Island, including:
The 5-step system that shows you what you'll actually live on, so you stop guessing and start knowing.
Calculate your real post-divorce income — including spousal support, assets, and earning potential — so you negotiate from facts, not fear.
Document gathering checklists tell you exactly what to bring to your attorney — so you walk in prepared, not panicked.
Map out your real expenses as a single person — before you fight for something you can't actually maintain.
The asset identification system helps you find accounts and property you might not even know exist.
22-page guide + video tutorials + checklists + templates
$97
Instant access. 100% money-back guarantee.
Get the Clarity You Need — $97Whether you've managed practice finances for years or you're learning about business valuations for the first time, we provide the education and guidance you need.
Turn Panic Into Power — $97 Schedule a Strategy Session