Tech & University Specialist
Stock options, university retirement, real estate — Colorado's equitable distribution requires expertise. This guide shows you exactly what you're entitled to.
Leanne Ozaine, CDFA® & CFP® | Specializing in tech and gray divorce
Turn Panic Into Power — $97Q: How are Google stock options divided in Boulder divorces?
Google Boulder employs 1,500+ people with substantial RSU compensation. Under Colorado equitable distribution, Google stock accumulated during marriage is marital property divided fairly (typically 50/50 for long marriages). Unvested RSUs create complexity—if you have $500K in unvested shares vesting over 4 years, those future shares must be divided. At 60+, Google stock represents major retirement wealth that requires careful division to avoid massive tax hits on liquidation.
Q: Can I afford Boulder after divorce at 60+?
Boulder is Colorado's most expensive city: median homes $800K-$1M+, downtown $1M-$2M+, foothills $1.5M-$5M+. Annual costs: property taxes ($8K-$15K), insurance ($2K-$4K), utilities ($4K-$5K), maintenance ($10K-$15K) = $50K-$70K+/year. At 60+ on retirement income alone, solo Boulder living is financially impossible for most. Many divorcees relocate to Denver ($600K homes) or Colorado Springs ($300K-$400K) for affordability.
Q: What about startup equity division in Boulder divorces?
Boulder is Colorado's startup capital (Techstars headquarters, hundreds of startups). Startup equity acquired during marriage is marital property requiring valuation and division. Pre-exit startups are difficult to value—is your 10% equity stake worth $0 or $1M+? Post-exit windfalls must be divided even if divorce occurred pre-exit but equity was earned during marriage. At 60+, startup equity represents major retirement security that requires expert valuation.
Q: Should I relocate from Boulder after divorce for retirement?
Many 60+ Boulder divorcees relocate for affordability. Boulder offers unmatched outdoor recreation, intellectual community, and quality of life—but at premium cost. Colorado has no Social Security tax statewide, so moving to Colorado Springs or Fort Collins preserves tax benefits with 50-60% lower housing costs. Consider: can you afford Boulder's $60K-$80K annual costs on retirement income, or does relocating within Colorado preserve financial security without leaving the state?
If you're over 50 and facing divorce in Boulder, custody battles aren't your concern—your children are grown. Instead, you're dividing Google stock options, startup equity, and Boulder homes worth $800K-$2M+ under Colorado's equitable distribution.
Boulder combines Google's major campus with thriving startup ecosystem and University of Colorado.
RSUs. Stock options. Startup equity. Deferred compensation. You've heard these terms for years. You know they're valuable.
But do you actually understand what they are? Which ones have vested? Which ones vest after separation? What portion is marital property under Colorado law? How are they taxed when exercised vs. when divided?
Your spouse has lived with these compensation statements for years. They understand vesting schedules, exercise windows, and tax implications.
You're seeing these documents for the first time — while negotiating a settlement that could be worth hundreds of thousands.
Tech compensation isn't magic. It's complicated — but complicated has solutions. You need someone who can decode the offer letters, translate the vesting schedules, and show you exactly what's yours under Colorado equitable distribution.
The difference between understanding tech equity and not? It can easily be $100,000-$300,000 in your final settlement.
Google's Boulder campus is major employer:
Google stock earned during marriage is marital property.
Boulder features vibrant startup ecosystem:
Boulder has Colorado's highest home prices:
Can you afford Boulder solo? Boulder is Colorado's most expensive city. Most 50+ clients must sell and relocate or downsize significantly.
The 5-step system that shows you what you'll actually live on, so you stop guessing and start knowing.
Calculate your real post-divorce income — including spousal support, assets, and earning potential — so you negotiate from facts, not fear.
Document gathering checklists tell you exactly what to bring to your attorney — so you walk in prepared, not panicked.
Map out your real expenses as a single person — before you fight for something you can't actually maintain.
The asset identification system helps you find accounts and property you might not even know exist.
22-page guide + video tutorials + checklists + templates
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