High-Net-Worth Divorce Specialist
Luxury real estate, complex investments, retirement accounts — Colorado's equitable distribution requires expertise. This guide shows you exactly what you're entitled to.
Leanne Ozaine, CDFA® & CFP® | Specializing in high-asset divorces
Turn Panic Into Power — $97Q: How are ultra-luxury Aspen estates divided in divorce?
Aspen estates ($5M-$50M+) purchased during marriage are divided under Colorado equitable distribution (typically 50/50 for long marriages). Red Mountain properties ($10M-$50M+) or Starwood luxury homes ($8M-$40M+) require complex valuation—these aren't comparable sales like Denver suburbs. At 60+, dividing a $20M Aspen estate means each spouse receives $10M equity, but replacing comparable Aspen real estate solo is impossible without additional substantial wealth.
Q: Can anyone afford Aspen after divorce at 60+?
Aspen requires ultra-high-net-worth for solo ownership. Annual costs for $10M-$20M+ estates: property taxes ($100K-$300K+), staff/maintenance ($80K-$200K+), utilities ($15K-$30K), insurance ($20K-$50K+) = $250K-$500K+/year minimum. At 60+, solo Aspen living requires $10M-$20M+ total assets beyond the property itself. Only billionaires and ultra-successful executives can afford Aspen post-divorce—most sell and relocate to Vail, Denver, or leave Colorado entirely.
Q: What about celebrity/high-profile divorces in Aspen?
Aspen attracts celebrities, billionaires, and ultra-high-net-worth individuals creating unique divorce complexity: private equity holdings, art collections ($5M-$50M+), aviation assets (private jets), complex trust structures, prenuptial agreements. At 60+, these divorces require specialized forensic accountants and high-asset divorce counsel. Colorado equitable distribution applies to all marriages, but enforcement for ultra-wealthy is sophisticated.
Q: Should I relocate from Aspen after divorce for financial sanity?
Unless you're independently wealthy ($15M-$30M+ beyond Aspen property), relocating makes financial sense. Vail provides similar ski lifestyle for 50-60% less ($100K-$200K annual costs vs. $300K-$500K+). Denver offers cultural amenities at 80% savings. At 60+ with limited earning years, can you justify $400K/year Aspen costs on retirement income, or does relocating to Vail/Denver preserve financial security while maintaining Colorado quality of life?
If you're over 50 and facing divorce in Aspen, custody battles aren't your concern—your children are grown. Instead, you're dividing Aspen estates worth $5M-$50M+, ultra-luxury vacation properties, and substantial assets under Colorado's equitable distribution.
Aspen is America's wealthiest ski resort town attracting billionaires, celebrities, and ultra-high-net-worth individuals.
Here's what nobody tells you: A "fair" settlement can still leave you struggling.
50/50 sounds equal. But if you take the Aspen ski property and your spouse takes the investment portfolio, only one of you has income-generating assets. Luxury real estate isn't a retirement account. Tax treatment turns "half" into 40% or 60% depending on which half you take.
Your lawyer knows Colorado law. They don't know what you'll live on for the next 30 years.
Most people sign their settlement while still in emotional shock. The brain is in survival mode — the prefrontal cortex that makes rational decisions is literally offline. By the time the fog lifts, the settlement is final.
You need someone whose only job is protecting your financial future — not billable hours, not legal posturing. Someone who can show you exactly what different settlement scenarios mean for your life 5, 10, 25 years from now.
Aspen property values are among America's highest:
Aspen attracts ultra-wealthy nationwide:
Can you afford Aspen solo? Aspen estates $5M-$50M+ require immense wealth. Even wealthy divorcing couples often sell Aspen properties and split proceeds.
The 5-step system that shows you what you'll actually live on, so you stop guessing and start knowing.
Calculate your real post-divorce income — including spousal support, assets, and earning potential — so you negotiate from facts, not fear.
Document gathering checklists tell you exactly what to bring to your attorney — so you walk in prepared, not panicked.
Map out your real expenses as a single person — before you fight for something you can't actually maintain.
The asset identification system helps you find accounts and property you might not even know exist.
22-page guide + video tutorials + checklists + templates
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