High-Asset Divorce Specialist
Complex compensation, real estate, retirement accounts — California's community property law requires expertise. This guide shows you exactly what to protect.
Leanne Ozaine, CDFA® & CFP® | Specializing in high-asset divorces
Turn Panic Into Power — $97If you're over 50 and facing divorce in Los Angeles or Orange County, your divorce isn't about custody battles—your children are likely grown, in college, or establishing their own careers. Instead, you're facing the financial complexity of dividing decades of accumulated wealth in one of the nation's highest cost-of-living regions.
This is especially true if you've never personally managed the household finances. Perhaps your spouse handled the investments, real estate portfolio, business interests, or entertainment industry income while you focused on family and home. Now you're navigating questions like:
For decades, your spouse built a career in entertainment, tech, or business. The residuals. The stock options. The production company equity. You've heard these terms for years. You know they're valuable.
But do you actually understand what's community property? Which royalties continue indefinitely? Which stock grants vest after separation? What portion of the business is legally yours after supporting it for 25 years?
Your spouse has lived with these compensation statements for decades. They understand residual schedules, vesting timelines, and business valuations.
You're seeing these documents for the first time — while negotiating a settlement that could be worth $1-5 million.
Southern California wealth isn't simple. Entertainment royalties, tech equity, and business interests all have hidden complexities — but complex has solutions. You need someone who can decode the contracts, translate the vesting schedules, and show you exactly what's yours under California community property law.
The difference between understanding complex compensation and not? It can easily be $300,000-$500,000 in your final settlement.
Los Angeles is the entertainment capital of the world, creating unique divorce financial challenges:
Residuals & Royalties: Income from past work in film, TV, music, or writing continues indefinitely. In California community property law, residuals earned from work performed during marriage are community property—even if they're received after divorce.
Intellectual Property: Scripts, music rights, character rights, and other IP created during marriage may be community property with ongoing value.
Production Company Ownership: Many entertainment professionals own production companies or have profit participation agreements. Valuing these interests requires specialized knowledge.
Variable Income: Entertainment income is notoriously unpredictable. How do you calculate spousal support when income swings from $50,000 to $500,000 year to year?
LA and Orange County real estate values are extraordinary. Many of our clients own multiple properties:
Key questions for gray divorce: How do you divide multiple properties equitably? Who gets which property? What are the tax implications of each option? Can you afford the property taxes and maintenance on one income?
Orange County in particular has high concentrations of medical practices, dental practices, and professional services. California law treats professional goodwill as community property, significantly affecting business valuations.
Common scenarios:
Valuing and dividing these businesses requires forensic accounting and understanding California's specific rules about professional goodwill.
Orange County (Newport Beach, Laguna Beach, Irvine, Huntington Beach) has some of California's highest median incomes and costs of living. This affects:
Spousal support calculations: The "marital standard of living" in coastal Orange County can be very high. Maintaining even half of that standard post-divorce may require substantial support.
Housing costs: Whether renting or buying, staying in Orange County post-divorce is expensive. Many 50+ clients face the question: relocate to a more affordable area or struggle financially to stay?
Retirement planning: Can you retire in Orange County, or do you need to plan for relocation to make your retirement assets last?
In Los Angeles and Orange County, we work with clients divorcing after 20, 30, or 40+ years of marriage. Here's what makes gray divorce financially complex in this region:
If you bought property in LA or Orange County 20-30 years ago, appreciation has likely been extraordinary. Homes purchased for $400K-$600K in the 1990s or 2000s are now worth $1.5M-$3M or more.
Critical decisions: That appreciation is community property. Do you sell and split it? Does one spouse buy out the other? Can either of you afford to keep the home? What about capital gains taxes?
When you're 50, 60, or older, you don't have decades to rebuild wealth. Every asset division decision affects your retirement security.
Many of our LA and Orange County clients—particularly those who supported a spouse's entertainment career, medical practice, or business—have never personally managed million-dollar portfolios, rental properties, or complex investments.
You're not alone: We help you understand what you have, how it generates income, and how to manage it going forward. Real estate portfolios and business interests aren't intuitive, but they're learnable.
While our primary focus is gray divorce (50+ with grown or near-grown children), some clients have high school or college-age children. California's child support is formula-based, and LA/OC incomes mean support amounts can be substantial. However, for most 50+ clients, children are independent, and divorce planning centers on asset division and retirement security.
As an LA or Orange County resident, your divorce follows California's strict community property laws:
The Rule of 65: If your age plus years of marriage equals 65 or more, spousal support may continue indefinitely. This is particularly important for gray divorces where one spouse supported the other's career.
Learn more about California's community property laws →
We provide virtual divorce financial planning services throughout Los Angeles and Orange County, including:
The 5-step system that shows you what you'll actually live on, so you stop guessing and start knowing.
Calculate your real post-divorce income — including spousal support, assets, and earning potential — so you negotiate from facts, not fear.
Document gathering checklists tell you exactly what to bring to your attorney — so you walk in prepared, not panicked.
Map out your real expenses as a single person — before you fight for something you can't actually maintain.
The asset identification system helps you find accounts and property you might not even know exist.
22-page guide + video tutorials + checklists + templates
$97
Instant access. 100% money-back guarantee.
Get the Clarity You Need — $97Whether you've managed real estate portfolios for years or you're learning about asset valuation for the first time, we provide the education and guidance you need.
Turn Panic Into Power — $97 Schedule a Strategy Session