I'm Leanne Ozaine, Certified Divorce Financial Analyst® and CFP® professional. Whether you have questions about the Guide, the War Room, or just need to know if this is right for your situation, I'm here to help.
Q: Do you offer free consultations for divorce financial planning?
No. The Fearless Divorce Guide ($97) is your starting point—it's comprehensive financial planning education for gray divorce (50+/60+). For personalized strategy and complex high-asset cases, the Financial Strategy WAR Room provides premium 1-on-1 support. This educational approach ensures you get real value, not a sales pitch disguised as "free advice."
Q: What's the difference between the Guide and the WAR Room?
The Guide ($97) teaches you the framework: how to value assets, understand QDRO requirements, time Social Security, calculate retirement sustainability. It's self-directed education. The WAR Room is personalized strategy for complex situations—multiple pensions, executive compensation, high-asset estates ($1M-$10M+), multi-state complications. You work directly with me to build your specific financial roadmap.
Q: Can you help if I don't live in Washington, Idaho, or New York?
Yes! Fearless Divorce serves clients nationwide. The Guide covers federal tax rules, QDRO requirements, Social Security strategies, and retirement planning that apply everywhere. While I'm based in the Pacific Northwest, gray divorce financial planning principles (dividing retirement accounts, pension valuation, asset division math) work the same whether you're in Oregon, Pennsylvania, Minnesota, Texas, or any other state.
Q: How quickly will I hear back after contacting you?
I typically respond to inquiries within 1-2 business days. If you're ready to start, purchase the Guide immediately (instant access). For WAR Room strategy sessions, I'll respond to your inquiry with availability and next steps. Urgent situations (court deadlines, settlement negotiations) receive priority response.
When you can't trust anyone else in this process, you can trust me.
My clients tell me I'm the one person loyal only to their financial future—not billable hours, not legal posturing, just protecting what they'll live on for the next 25-30 years. At 60+, you can't afford to get this wrong.
If you're asking about the Guide: I'll confirm it's right for your situation (gray divorce, 50+/60+, dividing substantial assets). The Guide is self-directed education—you get instant access after purchase and work through it at your own pace.
If you're inquiring about the WAR Room: I'll ask about your situation (asset complexity, state, timeline) to ensure it's a good fit. WAR Room clients typically have $1M-$10M+ estates, multiple pensions or executive compensation, or multi-state complications. We'll schedule a strategy session to build your specific financial plan.
If you're not sure which is right: That's common! The Guide works for most 50+/60+ divorces with retirement accounts, pensions, real estate, and Social Security timing questions. The WAR Room is for complex, high-stakes situations where you need personalized strategy beyond education.
Response time: 1-2 business days for most inquiries. Priority given to urgent situations (court deadlines within 30 days, active settlement negotiations).
Age 50+/60+: You're not dealing with custody battles—your children are grown. Your focus is protecting retirement assets for the next 25-30 years.
Substantial assets to divide: Retirement accounts, pensions, home equity, investment portfolios. You've built wealth over 30-40 years of marriage, and division affects your entire retirement.
Limited time to rebuild: At 60-65, you can't afford financial mistakes. Every division decision is permanent—you won't have 20 years to recover from errors.
Want financial security, not revenge: You understand that the goal is fair division that funds a comfortable 25-30 year retirement, not "winning" at the cost of both people's financial futures.
"Questions are free. Mistakes cost thousands."
Reach out. Let's make sure you're making the right financial moves.