Gray Divorce Financial Specialist
Corporate pensions, investment portfolios, real estate — Nebraska's equitable distribution requires expertise. This guide shows you exactly what you're entitled to.
Leanne Ozaine, CDFA® & CFP® | Specializing in gray divorce for 50+
Turn Panic Into Power — $97You've spent decades building wealth in Omaha — Mutual of Omaha pension benefits, Berkshire stock that's grown for years, corporate 401(k)s, real estate equity. Now divorce threatens to divide everything you've worked for, and suddenly you're drowning in questions you never expected to face.
Here's what keeps Omaha executives awake at 3am: Is your spouse's deferred compensation marital property? What about those Berkshire shares bought before marriage but held in a joint account? The pension that vested during the marriage? Every wrong answer could cost you tens of thousands — or more.
Nebraska's equitable distribution law doesn't mean 50/50. It means "fair" — and who defines fair? Without understanding exactly what you're entitled to, you're negotiating blind while your financial future hangs in the balance.
There's a better way. Before you sign anything, before you agree to any settlement, you need to see the complete picture of what you own, what you're entitled to, and what your post-divorce life will actually look like financially. That's exactly what this guide provides.
If you're over 50 and facing divorce in Omaha, you're navigating something unique: divorce in a city built on sophisticated financial services, insurance, and agricultural wealth. Your divorce likely involves complex investment portfolios, Berkshire Hathaway stock holdings, TD Ameritrade accounts, insurance company benefits, or agricultural assets that most divorce professionals in other cities never encounter.
This is especially overwhelming if you've never personally managed these sophisticated financial assets—and you're certainly not alone. Many of our Omaha clients are navigating decisions about concentrated stock positions, executive compensation packages, and complex retirement benefits for the first time during divorce.
Why Omaha is different: As the home of Berkshire Hathaway, TD Ameritrade, Mutual of Omaha, and significant agricultural wealth, Omaha divorces often involve financial complexity far beyond typical gray divorce cases. From Class A Berkshire shares worth $500,000+ each to multi-generational farmland holdings, the financial stakes are high and the decisions are complicated.
The fear-to-strength progression: Right now, you might be feeling panic about losing decades of Berkshire Hathaway growth, dividing complex brokerage accounts, or protecting agricultural assets. That's normal. But here's what we do together: we turn that panic into power by understanding exactly what your financial picture looks like, how Nebraska's equitable distribution law applies to YOUR specific assets, and building a post-divorce financial plan that gives you confidence and security in Omaha's high-net-worth environment.
Omaha isn't just another Midwest city—it's a global financial services hub that creates unique divorce challenges:
Berkshire Hathaway influence:
TD Ameritrade (now Charles Schwab) headquarters effect:
Mutual of Omaha and insurance industry:
Agricultural wealth connection:
No other city in America faces this divorce challenge: dividing individual stock shares worth over half a million dollars each.
If you hold Berkshire Hathaway Class A shares (BRK.A), division becomes mathematically challenging:
Example scenario:
Division challenges:
Strategic options:
For those new to finances: Berkshire Hathaway is unique because Warren Buffett never splits the Class A shares (unlike other companies where a $500 share might split into 5 shares of $100 to make it more accessible). This creates a mathematical puzzle in divorce that requires creative financial planning to solve fairly.
Omaha couples often have sophisticated brokerage accounts that require specialized valuation and division strategies.
Key brokerage account divorce issues in Omaha:
Strategic considerations:
Insurance company executives at Mutual of Omaha and other Omaha insurers often have complex compensation structures:
Division challenges: Many of these benefits are unvested (you don't fully own them yet), subject to forfeiture if employment ends, or paid out over many years. Valuing and dividing them requires specialized expertise.
Insurance industry employees often hold significant whole life or variable universal life insurance policies with substantial cash values:
Many long-term insurance company employees have retiree health benefits—a valuable but often overlooked divorce asset:
At 50+, long-term care planning becomes critical—and divorce complicates it:
Many established Omaha families maintain agricultural land holdings in surrounding counties (Sarpy, Douglas, Washington, Saunders, Cass). These assets create unique divorce challenges:
Key farmland divorce issues for Omaha residents:
Strategic approach: Farmland division requires balancing legal rights, tax efficiency, family dynamics, and long-term financial planning. Many Omaha divorces resolve farmland issues through buyouts, offsetting with other assets, or co-ownership agreements with clear exit strategies.
West Omaha's established neighborhoods (Regency, Aksarben, Dundee, Elkhorn) have seen significant real estate appreciation, making the marital home a major divorce asset:
West Omaha real estate divorce considerations:
Common scenario: One spouse wants to keep the family home for stability and continuity. We help you understand: (1) Can you afford it? (mortgage, taxes, insurance, maintenance on one income), (2) How will you compensate your ex-spouse for their equity?, (3) Does keeping the home serve your long-term financial interests or is it an emotional decision that compromises your security?
Many Omaha divorces leave one or both spouses dangerously concentrated in single stocks or asset classes.
Post-divorce diversification strategy:
Losing spousal health coverage in Omaha's insurance capital creates both challenges and opportunities.
Omaha-specific healthcare considerations:
Omaha's financial services sophistication means many couples have complex retirement assets requiring strategic planning.
Key retirement planning issues:
Divorce requires complete overhaul of estate planning documents—critical in high-net-worth Omaha divorces.
Essential estate planning updates post-divorce:
As a Certified Divorce Financial Analyst (CDFA®) and financial planner, I specialize in helping Omaha clients over 50 navigate the unique financial complexities of divorce in America's financial services capital.
Here's what we do together for Omaha divorces:
This isn't just about dividing Berkshire stock or splitting brokerage accounts—it's about building a comprehensive financial foundation for your next chapter with confidence, security, and sophisticated wealth management in Omaha's high-net-worth environment.
The 5-step system that shows you what you'll actually live on, so you stop guessing and start knowing.
Calculate your real post-divorce income — including spousal support, assets, and earning potential — so you negotiate from facts, not fear.
Document gathering checklists tell you exactly what to bring to your attorney — so you walk in prepared, not panicked.
Map out your real expenses as a single person — before you fight for something you can't actually maintain.
The asset identification system helps you find accounts and property you might not even know exist.
22-page guide + video tutorials + checklists + templates
$97
Instant access. 100% money-back guarantee.
Get the Clarity You Need — $97Get the financial clarity you need before you sign anything. Understand your Berkshire holdings, pension benefits, and what you're truly entitled to under Nebraska law.
Turn Panic Into Power — $97 Schedule a Consultation