I Had Every Credential in the Book — And I Was Still Terrified
After 25 years of marriage, I found myself at my kitchen table at 2am, surrounded by bank statements I didn't understand, wondering if I'd ever feel safe again.
I was a financial professional. I had stacks of credentials. And in that moment? I felt just as lost as anyone who's never looked at a spreadsheet.
That's when I realized: expertise doesn't protect you from fear. But knowing exactly what to ask, what to demand, and what to refuse to sign until you understand it — that's what protects you.
I'm Leanne Ozaine, and I became the person I wish I'd had in my corner — the one who sees what the numbers actually mean for your life, not just what they look like on paper.
What saved me was exactly what I teach now — organization, preparation, and having the exact words to say when emotions threaten to take over. I knew how to think like a financial planner when my brain wanted to shut down. I knew what questions to ask my attorney. I knew how to stand my ground in difficult conversations.
And most importantly, I refused to be a victim to the process.
My Background
Over my career, I've worked with thousands of business owners and individuals, helping them transform their relationship with money. I've guided restaurateurs, wineries, designers, landscapers, manufacturers, real estate investors, and countless other entrepreneurs through the complex world of business finances.
But it's my work with people going through divorce that has become my passion and calling.
I've sat across from people at their most vulnerable—scared, confused, and convinced they're the only ones who don't understand what's happening to their money. I've watched them transform from feeling powerless to walking into attorney meetings with confidence. I've seen them go from agreeing to terrible financial decisions out of fear to commanding every conversation with clarity and strength.
That transformation? That's why I do this work.
Credentials
I'm a Certified Divorce Financial Analyst® and financial planner with specialized expertise in helping people protect their financial future during one of life's most challenging transitions.
- Certified Divorce Financial Analyst (CDFA®) - Specialized certification in divorce financial planning, asset division, and settlement analysis
- Business Coach - Helping entrepreneurs master business finances for over 16 years
- Creator of the Two Number Method™ - Simple financial management system for business owners
But here's what matters most: My clients tell me I'm the one person they can trust in the madness. When you can't trust anyone else — not your spouse, not even your attorney sometimes — you need someone whose only loyalty is to your financial future.
Why I Do This Work
Judges don't decide whether your settlement will actually work for you. They decide whether it looks fair. Once a divorce is final, the consequences of that decision belong to you — not the court.
Here's what I know that most people don't realize until it's too late:
In a divorce, dividing assets is only step one. Understanding how those assets actually behave — taxes, liquidity, income potential, timing — is everything that comes after.
Equal-looking settlements can create very unequal futures. A 50/50 split might leave one spouse comfortable and the other struggling — because not all assets behave the same way.
That's where I come in.
I help people slow down before signing. I help them understand what they're agreeing to. I help them see if what looks fair will actually work for their real life — before it's too late to change it.
I've seen it happen hundreds of times:
- The woman who found hidden assets because she knew exactly what questions to ask
- The man who protected his business because he understood the difference between liquid and illiquid assets
- The mom who secured the financial support her children needed because she could stay calm and read from her cue cards when the other side tried to intimidate her
These people didn't win because they got lucky. They won because they were prepared.
Wondering "Can I afford to do this?" You're asking the right question. And I'm here to help you find the answer — before you sign anything.
My Approach
I don't believe in sugar-coating reality. Divorce is hard. It breaks your heart and threatens your financial security. But it doesn't have to destroy you.
My approach is simple:
- Get organized - Know exactly what you have, what you owe, and what you need
- Get strategic - Understand your financial rights and priorities
- Get prepared - Have the exact words to say in every situation
I'm direct. I'm practical. And I refuse to let anyone walk through divorce as a victim when they could walk through it with power.
Beyond Divorce
When I'm not helping people navigate divorce, I work with business owners who describe themselves as "bad with numbers" or "disorganized with money." I teach them the same principles I use in divorce work: clarity, organization, and strategic action.
I'm also a mother of two incredible daughters who keep me grounded and remind me daily why this work matters. I want them to grow up knowing that financial knowledge is power, that asking for help is strength, and that preparation beats fear every single time.
The Bottom Line
If you're going through divorce or contemplating one, you're probably scared. That's normal. But fear doesn't have to make your decisions for you.
You can be organized. You can be prepared. You can walk into every conversation knowing exactly what to say. And you can come out the other side financially secure and emotionally whole.
That's not just possible—it's exactly what I help people do every single day.
Your divorce broke your heart. Let's make sure it doesn't break your bank account too.
Right now, someone is making decisions about your money.
The question isn't whether you'll get through this. The question is: will you get through it prepared — or blindsided?