Gray Divorce Financial Specialist
Pensions, retirement accounts, real estate — North Carolina's equitable distribution requires expertise. This guide shows you exactly what you're entitled to.
Leanne Ozaine, CDFA® & CFP® | Specializing in gray divorce for 50+
Turn Panic Into Power — $97Here's what nobody tells you: A "fair" settlement can still leave you struggling.
50/50 sounds equal. But if you take the house and your spouse takes the 401(k), only one of you has retirement income. A pension isn't cash. Tax treatment turns "half" into 40% or 60% depending on which half you take.
Your lawyer knows the law. They don't know what you'll live on for the next 30 years.
Most people sign their settlement while still in emotional shock. The brain is in survival mode — the prefrontal cortex that makes rational decisions is literally offline. By the time the fog lifts, the settlement is final.
You need someone whose only job is protecting your financial future — not billable hours, not legal posturing. Someone who can show you exactly what different settlement scenarios mean for your life 5, 10, 25 years from now.
If you're over 50 and facing divorce in North Carolina, you're in one of America's fastest-growing states with Charlotte banking wealth and Research Triangle tech. Your divorce likely isn't about custody battles—your children are grown and independent. Instead, your divorce centers on dividing Charlotte Bank of America careers, Research Triangle tech stock, Asheville mountain retirement properties, and substantial assets under North Carolina's equitable distribution with post-separation support and alimony.
What makes North Carolina unique: NC features Charlotte as America's #2 banking center (Bank of America HQ, Wells Fargo hub), Research Triangle tech/pharma (IBM, Cisco, GlaxoSmithKline), Asheville mountain retirement destination attracting wealthy retirees nationwide, and 1-year separation required before divorce final.
North Carolina combines Charlotte banking industry with Research Triangle tech/pharma—unique gray divorce financial planning.
For gray divorce: Banking/tech careers and Asheville retirement properties create substantial marital estates.
North Carolina uses equitable distribution—property divided "fairly" based on multiple factors (NOT automatic 50/50):
Marital property (subject to division):
Separate property (not divided):
North Carolina requires 1-year separation before divorce:
Charlotte is America's #2 banking center:
Bank stock earned during marriage is marital property.
Research Triangle Park (Raleigh-Durham-Chapel Hill) concentrates tech/pharma:
Asheville attracts wealthy retirees nationwide:
Banking capital #2, Bank of America HQ, Wells Fargo hub, $400K-$1M+ homes, rapid growth.
Learn more →Raleigh-Durham-Chapel Hill tech/pharma, IBM, Cisco, GSK, UNC/Duke/NC State academic wealth.
Learn more →Retirement magnet, wealthy retirees, mountain estates $500K-$3M+, arts/culture capital.
Learn more →Coastal charm, beach living, retiree destination, $400K-$1.5M+ beachfront properties.
Learn more →The 5-step system that shows you what you'll actually live on, so you stop guessing and start knowing.
Calculate your real post-divorce income — including spousal support, assets, and earning potential — so you negotiate from facts, not fear.
Document gathering checklists tell you exactly what to bring to your attorney — so you walk in prepared, not panicked.
Map out your real expenses as a single person — before you fight for something you can't actually maintain.
The asset identification system helps you find accounts and property you might not even know exist.
22-page guide + video tutorials + checklists + templates
$97
Instant access. 100% money-back guarantee.
Get the Clarity You Need — $97North Carolina's 1-year separation, Charlotte banking wealth, and Research Triangle tech require expert planning for 50+ divorces.
Turn Panic Into Power — $97Schedule a Strategy Session