High-Net-Worth Divorce Specialist
Business equity, retirement accounts, real estate — Massachusetts equitable distribution requires expertise. This guide shows you exactly what you're entitled to.
Leanne Ozaine, CDFA® & CFP® | Specializing in high-asset divorces
Turn Panic Into Power — $97For 30 years, your spouse handled the C-suite compensation packages. The stock options. The deferred comp plans. The family business finances.
Now you're expected to negotiate a settlement that will determine what you live on for the rest of your life. You're supposed to understand QDROs, vesting schedules, and business valuations — in 6 months. While you're still in shock.
The spouse who controlled the money has every advantage. They know where the accounts are. They understand what deferred comp is worth. They can make a terrible offer sound reasonable to someone who's never reviewed a compensation statement.
Women over 50 face a 45% drop in standard of living after divorce. The gap between men (21% drop) and women isn't random — it's what happens when one spouse knows the money and the other doesn't.
You don't need to become a financial expert overnight. You need someone in your corner who already is one — someone whose only job is making sure you understand what you're signing and what you'll actually live on.
If you're over 50 and facing divorce in Wellesley or Metro West, custody battles aren't your concern—your children graduated from Wellesley High or other top-tier schools and are now independent adults. Instead, you're navigating the financial complexity of dividing executive compensation, family business interests, country club memberships, Wellesley estates, and retirement accounts accumulated over decades in one of America's wealthiest ZIP codes—all under Massachusetts' equitable distribution rules.
This is especially overwhelming if you've never personally managed household finances. Perhaps your spouse handled the C-suite compensation package, family business, investment portfolios, or real estate holdings while you focused on family, home, and community leadership. Now you're facing questions like:
Wellesley and Metro West are home to Boston-area corporate executives:
Common executive roles:
Executive compensation includes:
Marital property: All compensation earned during marriage is marital property subject to equitable division.
Many Wellesley/Metro West families own successful businesses:
Family businesses built or grown during marriage are marital property requiring complex valuation and division strategies.
Wellesley consistently ranks among America's wealthiest towns:
Typical home values:
Appreciation example: Home purchased in 1990 for $600K now worth $2.5M-$4M+ after decades of appreciation.
Equitable distribution: Homes purchased during marriage are marital property, typically divided 50/50 after long marriages. Property taxes alone can be $20K-$50K+/year—can one spouse afford this solo?
Wellesley and Metro West feature prestigious country clubs:
Memberships purchased during marriage may be marital property subject to division or require buyout agreements.
In Wellesley and Metro West, we work with clients divorcing after 20, 30, or 40+ years of marriage. Here's what makes gray divorce financially complex:
C-suite executives often have compensation worth $500K-$3M+ annually, including:
All compensation earned during marriage is marital property, even if it vests or pays out after divorce.
If your family owns a business worth $2M-$20M+, valuation becomes critical:
Wellesley is one of Massachusetts' most expensive communities:
Critical question: Can one spouse afford to keep the family estate? Often the answer is no, requiring sale and division of proceeds.
Many gray divorce clients face difficult decisions:
Many of our Wellesley clients—particularly spouses who focused on home and family—have never personally managed executive compensation packages, deferred comp plans, or family business finances.
You're not alone: These assets are complex, but learnable. We help you understand what you have and how to manage it.
While our primary focus is gray divorce (50+ with grown children), some clients have high school or college-age children. Massachusetts child support applies, and Wellesley's high incomes can lead to substantial amounts. However, for most 50+ clients, children are independent.
As a Wellesley or Metro West resident, your divorce follows Massachusetts equitable distribution law:
Learn more about Massachusetts divorce laws and equitable distribution →
We provide virtual divorce financial planning services throughout Wellesley and Metro West, including:
The 5-step system that shows you what you'll actually live on, so you stop guessing and start knowing.
Calculate your real post-divorce income — including spousal support, assets, and earning potential — so you negotiate from facts, not fear.
Document gathering checklists tell you exactly what to bring to your attorney — so you walk in prepared, not panicked.
Map out your real expenses as a single person — before you fight for something you can't actually maintain.
The asset identification system helps you find accounts and property you might not even know exist.
22-page guide + video tutorials + checklists + templates
$97
Instant access. 100% money-back guarantee.
Get the Clarity You Need — $97Whether you've managed executive compensation for years or you're learning about deferred comp plans for the first time, we provide the education and guidance you need.
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