Divorce Financial Insights
In-depth analysis from a Certified Divorce Financial Analyst — covering settlements, taxes, asset division, and what the numbers really mean before you sign.
Settlement Analysis
Your divorce settlement looks equal. But after taxes, penalties, and liquidity differences, is it? A CDFA breaks down the gap between Paper Fair and Real Fair — and the three dimensions every settlement must pass before it’s truly equal.
Gray Divorce
Divorcing after 50 is financially different in every way. This comprehensive guide covers retirement account division, Social Security strategy, the house question, tax traps, and the before-you-sign checklist every gray divorce client needs.
Financial Analysis
Your attorney handles the law. But who’s running the financial numbers? A Certified Divorce Financial Analyst does the analysis that determines what your settlement is really worth — including the $47,000 found on a single tax return and $300K saved by catching misclassified premarital assets.
Asset Division
The most common “50/50” settlement in divorce isn’t equal at all. A CDFA models the real numbers: after-tax values, 10-year projections, carrying costs, and the growing gap between home equity and retirement accounts over time.
Gray Divorce
Gray divorce financial mistakes can cost $100K or more over a decade. A CDFA reveals the 7 most expensive errors people over 50 make — from emotional decisions about the house to tax traps nobody warned them about.
Settlement Analysis
Attorneys check the law. But who checks the financial math? These five red flags — from face-value comparisons to retirement accounts handled “later” — are the gaps that turn a legally sound settlement into a financial mistake.
Men’s Divorce Finance
Almost all divorce financial content is written for women. That gap leaves men without guidance at the most financially consequential moment of their lives. This guide covers premarital assets, the Two Number Method, and why being generous doesn’t have to mean being inaccurate.