A pension is not a pot of money. It is a contractual promise of future income, often paid for life. This quick check helps you understand how a pension fits into your divorce — focusing on timing and structure, not valuation.
You don't need exact numbers. Estimates are fine. This tool focuses on timing and structure — not valuation.
Section A — Pension & Timing
Question 1 of 12
Is there a pension connected to this marriage?
Section A — Pension & Timing
Question 2 of 12
What year did you get married?
Estimate is fine
Section A — Pension & Timing
Question 3 of 12
About what year did the pension participant begin working for the employer?
Estimate is fine
Section A — Pension & Timing
Question 4 of 12
Is the pension participant still working for that employer?
Section B — Knowledge & Control
Question 5 of 12
Who currently has access to pension information or plan statements?
Section B — Knowledge & Control
Question 6 of 12
Are you relying on your spouse's explanation of how the pension works?
Section C — Status & Structure
Question 7 of 12
Is the pension vested?
Section C — Status & Structure
Question 8 of 12
Is the pension already paying income?
Section D — Future Risk & Elections
Question 9 of 12
Does the pension offer survivor benefits?
Section D — Future Risk & Elections
Question 10 of 12
Do future payments depend on elections made by the participant spouse?
Section D — Future Risk & Elections
Question 11 of 12
If the participant spouse dies before retirement, could payments be reduced or lost?
Section E — Readiness Signal
Question 12 of 12
Which statement feels most true right now?
Your Private Pension Summary Is Ready
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