Tech & High-Asset Specialist
RSUs, investment portfolios, real estate — California's community property law requires expertise. This guide shows you exactly what to protect.
Leanne Ozaine, CDFA® & CFP® | Specializing in high-asset divorces
Turn Panic Into Power — $97If you're over 50 and facing divorce in Orange County, you're likely dealing with financial complexity that most people never encounter. Child custody battles typically aren't your main concern—your children are grown, in college, or launching their own careers. Instead, your divorce centers entirely on dividing decades of accumulated wealth in one of the nation's most affluent regions.
This is especially challenging if you've never personally managed the family finances. Perhaps your spouse handled the business interests, investment portfolios, and real estate holdings while you focused on raising children or supporting their career. Now you're facing questions like:
The medical practice. The real estate portfolio. The investment accounts. The retirement funds. You've watched these assets grow for 20 or 30 years.
But do you actually understand how they work? What's the business really worth? How is professional goodwill calculated? Which investments are community property vs. separate property? What happens to deferred compensation?
Your spouse has managed these assets for decades. They understand valuations, depreciation, and tax strategies.
You're trying to understand it all now — while negotiating a settlement worth $2-5 million or more.
High-net-worth divorce isn't just about lawyers. It's about understanding what you have, what it's worth, and what you're legally entitled to under California community property law.
The difference between understanding your assets and not? It can easily be $500,000-$1,000,000 in your final settlement.
The 5-step system that shows you what you'll actually live on, so you stop guessing and start knowing.
Calculate your real post-divorce income — including spousal support, assets, and earning potential — so you negotiate from facts, not fear.
Document gathering checklists tell you exactly what to bring to your attorney — so you walk in prepared, not panicked.
Map out your real expenses as a single person — before you fight for something you can't actually maintain.
The asset identification system helps you find accounts and property you might not even know exist.
22-page guide + video tutorials + checklists + templates
$97
Instant access. 100% money-back guarantee.
Get the Clarity You Need — $97Orange County has high concentrations of medical practices, dental practices, law firms, and professional services. California law treats professional goodwill as community property, significantly affecting business valuations.
Common scenarios:
For those new to business valuation: Professional goodwill, accounts receivable, equipment, and ongoing contracts all factor into what a business is worth. These valuations require forensic accounting expertise.
Orange County real estate is among the most expensive in the nation. Properties in Newport Coast, Laguna Beach, and Irvine regularly exceed $3M-$10M+. Homes purchased 20-30 years ago have appreciated dramatically.
Key questions for gray divorce:
High-net-worth Orange County families often have sophisticated investment structures:
The challenge: Many spouses have never managed these investments directly. Understanding what you own—and what portion is community property—requires financial education before negotiation.
Orange County (Newport Beach, Laguna Beach, Irvine, Huntington Beach) has some of California's highest median incomes and costs of living. This affects:
Spousal support calculations: The "marital standard of living" in coastal Orange County can be very high. Maintaining even half of that standard post-divorce may require substantial support.
Housing costs: Whether renting or buying, staying in Orange County post-divorce is expensive. Many 50+ clients face the question: relocate to a more affordable area or struggle financially to stay?
Retirement planning: Can you retire in Orange County, or do you need to plan for relocation to make your retirement assets last?
In Orange County, we work with clients divorcing after 20, 30, or 40+ years of marriage. Here's what makes gray divorce financially complex in this region:
If you bought property in Orange County 20-30 years ago, appreciation has likely been extraordinary. Homes purchased for $600K-$800K in the 1990s or 2000s are now worth $2.5M-$5M or more.
Critical decisions: That appreciation is community property. Do you sell and split it? Does one spouse buy out the other? Can either of you afford to keep the home? What about capital gains taxes?
When you're 50, 60, or older, you don't have decades to rebuild wealth. Every asset division decision affects your retirement security.
Many of our Orange County clients—particularly those who supported a spouse's business, medical practice, or career—have never personally managed million-dollar portfolios, rental properties, or complex investments.
You're not alone: We help you understand what you have, how it generates income, and how to manage it going forward. Investment portfolios and business interests aren't intuitive, but they're learnable.
As an Orange County resident, your divorce follows California's strict community property laws:
The Rule of 65: If your age plus years of marriage equals 65 or more, spousal support may continue indefinitely. This is particularly important for gray divorces where one spouse supported the other's career.
Learn more about California's community property laws →
We provide virtual divorce financial planning services throughout Orange County, including:
Whether you've managed investment portfolios for years or you're learning about asset valuation for the first time, we provide the education and guidance you need to protect your financial future.
Turn Panic Into Power — $97 Schedule a Strategy Session