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The Financial Reality of Gray Divorce

The Problem

After 25+ years of marriage, your finances are deeply intertwined. Retirement accounts, pensions, Social Security, real estate — and your spouse may understand these assets far better than you do. Without clarity, you risk accepting a settlement that leaves you financially vulnerable for the rest of your life.

The Agitation

Every day you wait, you risk missing hidden assets, undervaluing pensions, or signing away rights you didn't know you had. Attorneys bill $300-500/hour and don't always catch the financial details. By the time you realize the mistake, it's legally binding.

The Solution

The Fearless Divorce Guide gives you the financial education you need to protect yourself — before you sign anything. Know what you're entitled to. Know what questions to ask. Know when something doesn't add up.

Browse by Region

Find your state by geographic region

All 51 States - Alphabetical Directory

Click any state to view metro areas and local pages

A C D F G H I K L M N O P R S T U V W

Alabama (Equitable Distribution)

Alaska (Equitable Distribution)

Arkansas (Equitable Distribution)

Delaware (Equitable Distribution)

District of Columbia (Equitable Distribution)

Hawaii (Equitable Distribution)

Indiana (Equitable Distribution)

Iowa (Equitable Distribution)

Kansas (Equitable Distribution)

Kentucky (Equitable Distribution)

Maine (Equitable Distribution)

Mississippi (Equitable Distribution)

Missouri (Equitable Distribution)

Montana (Equitable Distribution)

Nebraska (Equitable Distribution)

Nevada (Community Property)

New Hampshire (Equitable Distribution)

North Dakota (Equitable Distribution)

Oklahoma (Equitable Distribution)

Rhode Island (Equitable Distribution)

South Carolina (Equitable Distribution)

South Dakota (Equitable Distribution)

Utah (Equitable Distribution)

Vermont (Equitable Distribution)

West Virginia (Equitable Distribution)

Wyoming (Equitable Distribution)

Community Property States (9 total)

  • Arizona
  • California
  • Idaho
  • Louisiana
  • Nevada
  • New Mexico
  • Texas
  • Washington
  • Wisconsin

Assets and debts acquired during marriage are generally divided 50/50

Equitable Distribution States (42 total)

All other states including Washington DC use equitable distribution, meaning assets are divided fairly but not necessarily equally. Each state has unique factors courts consider when determining what's "equitable."

Understanding what "equitable" means for your situation is critical to protecting your financial future.

Before You Agree to Anything — See What This Actually Means For Your Life

In a divorce, dividing assets is only step one. This helps you understand how those assets will actually support your life.

Know what you'll actually have to live on

Calculate your real post-divorce income — including spousal support, assets, and earning potential — so you negotiate from facts, not fear.

Never miss a document or account

Document gathering checklists tell you exactly what to bring to your attorney — so you walk in prepared, not panicked.

Know if you can really afford to keep the house

Map out your real expenses as a single person — before you fight for something you can't actually maintain.

Identify everything you own — and what your spouse might be hiding

The asset identification system helps you find accounts and property you might not even know exist.

22-page guide + video tutorials + checklists + templates

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Slow This Down Before It's Final — $97

Before You Agree — Let's Make Sure This Actually Works

We serve clients in all 51 states (50 states + DC) via secure video consultations. Get state-specific guidance wherever you are.

Before You Agree to Anything — $97 Schedule a Consultation